Knowledge base
Tenant-owner apartments: association, money and rules
When you buy a tenant-owner apartment, you buy a share in an association, not real property. So the association's finances become yours, and they're what most buyers check least.
2 guides
Other guides
2Association annual reports: what to check
Buying a tenant-owner apartment buys into the association’s finances. Check debt per sqm, equity, cash flow, maintenance plan and fee-rise risk.
5 minSubletting tenant-owner apartments: new 2026 rules
New rules from 1 July 2026: previous lettings weigh lighter, clearer lodger boundary, new Private Letting Act. The grounds requirement stays.
5 min